Blog Posts in 2015

  • How can I stop wage garnishment?

    || 24-Nov-2015

    If you are facing wage garnishment from a creditor, The Bankruptcy Law Firm wants to help you learn how to put an end to the financial strain and embarrassment it might be causing. Wage garnishment means that your employer is withholding a certain amount of your paycheck and providing the funds to a creditor to whom you owe a debt. How can you stop wage garnishment in California and find relief ...
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  • Student Loans & Bankruptcy

    || 25-Aug-2015

    In general, you cannot have your student loan debt discharged by means of a chapter 7 or Chapter 13 bankruptcy. You would need to prove that repaying your student loans would cause you undue hardship to have them eliminated. What precisely constitutes undue hardship varies from court to court. The burden of proof lies with you for demonstrating you cannot feasibly repay your loans. What is known ...
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  • Can I file Bankruptcy while in the Military?

    || 21-May-2015

    Those in the military have the same right as any to file for bankruptcy relief and actually enjoy certain benefits over civilian debtors. On the other hand, filing for bankruptcy can also affect your security clearance in some situations. Service members are offered federal protection in civil actions thanks to the Service-member’s Civil Relief Act, or SCRA. This act allows courts the right ...
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  • Can I Buy a Vehicle After Filing for Chapter 13 Bankruptcy?

    || 12-Feb-2015

    After filing for bankruptcy, it almost feels like all big purchases are off limits. After all, your finances just underwent an intense amount of scrutiny and passed through the ringer, so to speak. While bankruptcy can make it more difficult to purchase items such as a car or a home, it's certainly not impossible. Chapter 13 bankruptcy is unique in that you commit to a repayment plan. The ...
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  • How Fast Does Bankruptcy Work?

    || 29-Jan-2015

    Once you've made the decision to file for bankruptcy, it is common to just want to get the entire process over with. But with so many varying opinions, is there any way to know how long it actually takes? There's no doubt that every case is different and the timeframes vary from person to person. Regardless, the following information can at least give you the barebones of what to expect ...
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