Debt Lawyer in Novi, Michigan

Get a Professional Novi Debt Lawyer Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Reduce Debt, Stop Collections, and Rebuild Your Financial Future.

Debt Lawyer Near Me

Struggling With Overwhelming Debt in Novi? You’re Not Alone

Many individuals and families in Novi face mounting balances, medical expenses, or collection calls.

If you are unable to keep up with payments and need lasting relief, you may qualify for Michigan debt solutions designed to give you a fresh financial start.

In Novi, meet remotely or at Warren, MI. You’ll leave with a step‑by‑step plan, documents checklist, and clear pricing before any work begins.

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Lower or resolve qualifying debts and regain peace of mind

Protect essential income and assets where eligible

Create a clear plan to rebuild credit and move forward

How a Debt Lawyer Can Help in Novi, MI

STEP 1

Free Consultation With an Experienced Debt Lawyer

In Novi, we assess your debts, assets, and timelines to confirm if a Chapter 13 plan is right.

STEP 2

We Build a Personalized Bankruptcy Strategy

Next, we design a realistic repayment plan and prepare filings that align with your income in Novi.

STEP 3

We Prepare and Implement Your Plan

With the stay in place, we manage trustee communications, objections, and plan adjustments as needed.

STEP 4

Receive Legal Protection and Financial Relief

After confirmation, we stay with you—monitoring payments and helping you finish the plan successfully.

We sequence fast wins—curbing improper contact—then negotiate or defend in parallel. Milestones and due dates are tracked and shared in writing.

Why Novi Residents Choose Kostopoulos as Their Debt Lawyer

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of debt relief experience.

Reduce Collection Pressure

The law provides tools to reduce or channel creditor contact, lawsuits, and garnishments where applicable.

Keep What Matters

Most clients are able to protect essential assets while resolving debt, where eligible.

Personalized, Compassionate Service

Work directly with an experienced attorney throughout your case.

Affordable debt lawyer near me

Who Qualifies for Debt Lawyer in Novi, MI?

You may qualify for Debt Lawyer in Novi if:

  • You are unable to pay debts as they come due.
  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
  • You complete any required counseling or program steps before entering an agreement.
  • You have not recently used similar programs within restricted timeframes.
  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Medical Bills

We sort charges, verify insurance adjustments, and work toward fair resolutions.

Unsecured Personal Loans

Where appropriate, we explore settlements or structured plans to fit a realistic timeline.

Wage Garnishment & Bank Levies

Our goal is to protect essentials while resolving the root balance.

Court Cases & Default Judgments

Evidence review and claim verification are used to push for the best available outcome.

High‑Interest Card Balances

Compounding interest and fees can snowball. We assess each account and pursue settlements, defenses, or structured relief based on your budget.

High‑Cost Short‑Term Loans

Our plan aims to end rollovers, consolidate obligations, and stabilize cash flow.

5-Star Reviews From Local Novi Clients

Fast and Professional!

” I was nervous about bankruptcy, but they made it straightforward. No judgment—just practical help and results. “

Jenna F.

Outstanding Experience!

” I was nervous about bankruptcy, but they made it straightforward. No judgment—just practical help and results. “

Natalie B.

Very Satisfied!

” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “

Tyler G.

Common Questions About Working with a Debt Lawyer in Novi, MI

You’ll receive a written scope with flat or staged fees where possible, so costs stay predictable.

We direct communications to our office, assert federal and state rights, and pursue remedies to curb improper contact.

We analyze your creditors, balances, and risks; then build a plan—negotiation, defense, or formal relief—to fit your income and priorities.

Where appropriate, we design a structured plan that may spread arrears across 36–60 months to ease monthly strain.

Our goal is durable relief and a path to healthier credit habits.

Some strategies avoid court entirely; if a lawsuit is filed, we manage pleadings, hearings, and negotiations from start to finish.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation