How Can You Remove and Stop Collections on Judgments in Michigan?
Dealing with a court judgment against you can feel overwhelming, especially when it results in aggressive collection efforts like wage garnishment, bank levies, or property liens. How can you remove and stop collections on judgments in Michigan? You can remove and stop collections on judgments in Michigan by negotiating a settlement, filing a motion to […]
How to Stop Student Loan Wage Garnishment in Michigan
Student loan debt can be overwhelming, especially when missed payments lead to aggressive collection actions. If you have mounting student loan debt, you may be wondering How can I stop student loan wage garnishment in Michigan? You can stop student loan wage garnishment in Michigan by entering into a loan rehabilitation program, consolidating your loans, requesting […]
How Often Can You File Bankruptcy?
Filing for bankruptcy can give you the fresh start you need—but what if you’ve filed before and find yourself in financial trouble again? How often can you file bankruptcy? You can file bankruptcy multiple times, but you must wait a specific number of years between discharges depending on the type of bankruptcy filed previously and […]
Who Pays for Bankruptcies in Michigan?
The US Bankruptcy Code is a set of complex laws covering discharge of debt, the role of the bankruptcy trustee, administration of the case, and rights of filers. It’s confusing to grasp how costs work, so you might wonder: Who pays for bankruptcies in Michigan? In Michigan, the person filing for bankruptcy is responsible for […]
How to File Bankruptcy and Keep Your Car in Michigan
Michigan Bankruptcy & Vehicle Protection How to File Bankruptcy and Keep Your Car in Michigan If you rely on your vehicle for work, family responsibilities, medical appointments, or everyday transportation, losing it can be one of the biggest concerns about filing bankruptcy. In many Michigan bankruptcy cases, you can keep your car by protecting its […]
States Where You Can Go to Jail for Debt
If you’re struggling with unpaid debts, the fear of going to jail can feel overwhelming. So are there states where you can go to jail for debt in America today? You cannot be jailed for unpaid consumer debt in any U.S. state, but you may face jail time for violating court orders related to debt, […]
Can You Go to Jail for Not Paying a Judgment?
If you’ve been sued and lost the case, a court judgment may now require you to pay a debt. But what happens if you can’t afford to pay? Can you go to jail for not paying a judgment? No, you cannot go to jail simply for failing to pay a civil judgment. However, you can […]
What is the Michigan Statute of Limitations on Medical Debt?
Medical debt can quickly become overwhelming, leading many to wonder how long a creditor can legally pursue collection. What is the Michigan statute of limitations on medical debt? In Michigan, the statute of limitations on medical debt is six years from the date of the last payment. Once this period expires, creditors can no longer […]
How Long Can a Chapter 7 Trustee Keep a Bankruptcy Case Open?
Filing for Chapter 7 bankruptcy provides powerful debt relief—but the timeline isn’t always quick. So how long can a Chapter 7 trustee keep a case open? A Chapter 7 trustee can keep a case open for several months to multiple years, depending on whether there are non-exempt assets to administer or legal issues to resolve. […]
How Much Does Chapter 13 Bankruptcy Cost in Michigan?
Because you’re already facing financial challenges when considering bankruptcy, it’s understandable that you’ll have concerns about expenses. Many filers ask the question: How much does Chapter 13 bankruptcy cost in Michigan? Filing for Chapter 13 bankruptcy in Michigan costs $313 in court fees. Additional expenses include credit counseling fees, typically $20-$50, and attorney fees, which […]