If you are struggling with overwhelming debt that never seems to go away, you do have options. Bankruptcy is surrounded by myth and has a negative connotation among most Americans, but the reality is that it can be a great financial tool for finding financial stability. When it comes to your finances, our Michigan and California bankruptcy attorneys believe it’s very important to work with bankruptcy law firms that are backed by the right credentials and reputation. This is exactly what we have to offer at Kostopoulos Bankruptcy Law.
Contact Kostopoulos Bankruptcy Law for a free case evaluation from a bankruptcy attorney by phone at (877) 586-1829 or by submitting your details online.
If you are experiencing financial distress, you can turn to our legal team of bankruptcy attorneys for help! We can help you understand and determine If bankruptcy is right for you or if there is another way to help you outside of bankruptcy. If it is, our bankruptcy law firm can walk you through the process of filing for either Chapter 7 or 13. Our bankruptcy lawyers also explain bankruptcy law.
Chapter 7 allows debtors to discharge (or wipe out) many types of unsecured debts, such as medical bills, collection accounts and credit card debt.
Meanwhile, Chapter 13 is the debt consolidation part of the bankruptcy law that allows the debtor to pay off all or a portion of his or her debt over a period of three to five years under a reorganized repayment structure.
Ready to get started? Reach out to our team today for a free case evaluation by phone at (877) 586-1829 or by submitting your details online.
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A reaffirmation agreement allows you to keep a secured debt, like a car loan, and continue making payments in exchange for keeping the collateral.
A reaffirmation agreement allows you to keep a secured debt, like a car loan, and continue making payments in exchange for keeping the collateral.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Yes, your bankruptcy case can be dismissed for various reasons, such as failing to meet filing requirements, not attending the 341 meeting, or not making plan payments in Chapter 13.
Yes, your bankruptcy case can be dismissed for various reasons, such as failing to meet filing requirements, not attending the 341 meeting, or not making plan payments in Chapter 13.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
While you can file for bankruptcy without a lawyer, it's strongly recommended to seek legal counsel. Bankruptcy is a complex process, and an experienced attorney can guide you through it, protect your rights, and ensure the best possible outcome.
While you can file for bankruptcy without a lawyer, it’s strongly recommended to seek legal counsel. Bankruptcy is a complex process, and an experienced attorney can guide you through it, protect your rights, and ensure the best possible outcome.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Chapter 7 involves liquidating assets to pay off debts, while Chapter 13 allows you to keep assets and repay debts over time. The best option for you depends on your income, debts, and assets. Our attorneys can help you determine the right path.
Chapter 7 involves liquidating assets to pay off debts, while Chapter 13 allows you to keep assets and repay debts over time. The best option for you depends on your income, debts, and assets. Our attorneys can help you determine the right path.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
The 341 meeting is a brief hearing where creditors can ask you questions about your debts and assets under oath. Your attorney will be present to represent you and ensure the process goes smoothly.
The 341 meeting is a brief hearing where creditors can ask you questions about your debts and assets under oath. Your attorney will be present to represent you and ensure the process goes smoothly.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Yes, you'll typically need to attend a 341 meeting of creditors in bankruptcy court. However, it's usually a brief meeting where your attorney will represent you. Kostopoulos Bankruptcy Law will prepare you for the meeting and ensure a smooth process.
Yes, you’ll typically need to attend a 341 meeting of creditors in bankruptcy court. However, it’s usually a brief meeting where your attorney will represent you. Kostopoulos Bankruptcy Law will prepare you for the meeting and ensure a smooth process.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Yes, filing for bankruptcy triggers an automatic stay, immediately halting wage garnishment and other collection actions. Our attorneys can help you utilize bankruptcy to protect your wages.
Yes, filing for bankruptcy triggers an automatic stay, immediately halting wage garnishment and other collection actions. Our attorneys can help you utilize bankruptcy to protect your wages.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Yes, medical bills are generally dischargeable in bankruptcy, providing significant relief from overwhelming medical debt.
Yes, medical bills are generally dischargeable in bankruptcy, providing significant relief from overwhelming medical debt.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Bankruptcy can discharge most unsecured debts like credit card debt, medical bills, personal loans, and certain business debts.
Bankruptcy can discharge most unsecured debts like credit card debt, medical bills, personal loans, and certain business debts.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Certain debts like most student loans, child support, alimony, and some taxes are typically non-dischargeable. Kostopoulos Bankruptcy Law can clarify which debts you can eliminate through bankruptcy.
Certain debts like most student loans, child support, alimony, and some taxes are typically non-dischargeable. Kostopoulos Bankruptcy Law can clarify which debts you can eliminate through bankruptcy.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Factors like high income, recent prior bankruptcies, or failure to complete credit counseling can disqualify you. Our attorneys in Oakland, CA, and other locations can help you understand the eligibility requirements.
Factors like high income, recent prior bankruptcies, or failure to complete credit counseling can disqualify you. Our attorneys in Oakland, CA, and other locations can help you understand the eligibility requirements.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
The timeline for filing bankruptcy depends on the chapter you choose. Chapter 7 typically takes 4-6 months, while Chapter 13 can take 3-5 years. Kostopoulos Bankruptcy Law can streamline the process and guide you through each step.
The timeline for filing bankruptcy depends on the chapter you choose. Chapter 7 typically takes 4-6 months, while Chapter 13 can take 3-5 years. Kostopoulos Bankruptcy Law can streamline the process and guide you through each step.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Bankruptcy offers several benefits: Automatic Stay: Immediate stop to creditor harassment, lawsuits, and wage garnishments. Debt Discharge: Elimination of most unsecured debts like credit cards and medical bills. Fresh Start: The opportunity to rebuild your finances and credit. Asset Protection: Some assets can be protected...Read More
Bankruptcy offers several benefits:
Depending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Qualification for bankruptcy depends on your income, debts, and assets. If you're struggling with overwhelming debt and unable to meet financial obligations, you may qualify. Kostopoulos Bankruptcy Law offers free consultations to evaluate your situation and discuss potential debt relief solutions, including bankruptcy.
Qualification for bankruptcy depends on your income, debts, and assets. If you’re struggling with overwhelming debt and unable to meet financial obligations, you may qualify. Kostopoulos Bankruptcy Law offers free consultations to evaluate your situation and discuss potential debt relief solutions, including bankruptcy.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
Bankruptcy filing fees vary depending on the chapter you choose. At Kostopoulos Bankruptcy Law, our Riverside and Oakland offices offer free consultations to discuss your specific case and provide a transparent cost breakdown.
Bankruptcy filing fees vary depending on the chapter you choose. At Kostopoulos Bankruptcy Law, our Riverside and Oakland offices offer free consultations to discuss your specific case and provide a transparent cost breakdown.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
When you file for bankruptcy in Riverside, CA, or any of our Kostopoulos Bankruptcy Law locations, an automatic stay immediately stops creditor harassment. We'll then guide you through the legal process, which can involve either liquidating assets (Chapter 7) or creating a repayment plan (Chapter...Read More
When you file for bankruptcy in Riverside, CA, or any of our Kostopoulos Bankruptcy Law locations, an automatic stay immediately stops creditor harassment. We’ll then guide you through the legal process, which can involve either liquidating assets (Chapter 7) or creating a repayment plan (Chapter 13), ultimately leading to debt discharge and a fresh financial start.
Read LessDepending on which chapter have filed, your debts may be able to be discharged either automatically or in the future. Non-secured debts like credit card, medical, or specific loan types may be able to be discharged.
