TERMS OF USE

Effective Date: December, 22, 2025

Welcome to www.thebankruptcylawfirm.net (the “Website”), operated by Kostopoulos Bankruptcy Law (“we,” “our,” or “us”). By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree, please do not use this Website.

No Legal Advice & No Attorney-Client Relationship

The information provided on this Website is for general informational purposes only and does not constitute legal advice.

Use of this Website, submission of information, or communication through forms, email, or phone does not create an attorney-client relationship. An attorney-client relationship is established only through a written agreement signed by both you and our firm.

You should not act upon any information on this Website without seeking professional legal counsel specific to your situation.

Permitted Use

You may use this Website for lawful purposes only. You agree not to:

  • Use the Website in violation of any applicable laws or regulations

  • Attempt to gain unauthorized access to any portion of the Website

  • Interfere with the Website’s operation or security

  • Use automated systems (bots, scrapers, crawlers) without permission

Intellectual Property

All content on this Website, including text, graphics, logos, images, and design elements, is the property of Kostopoulos Bankruptcy Law or its licensors and is protected by intellectual property laws.

You may view and print content for personal, non-commercial use only. Any other use, including reproduction, modification, distribution, or republication, is prohibited without prior written consent.

Third-Party Links

This Website may contain links to third-party websites for convenience or informational purposes. We do not control and are not responsible for the content, accuracy, or privacy practices of those sites.

Accessing third-party websites is at your own risk.

User Submissions

Any information you submit through this Website (including contact forms or emails) must be accurate and lawful. You agree not to submit:

  • False or misleading information

  • Confidential information of third parties

  • Content that is unlawful, defamatory, or harmful

We reserve the right to remove or disregard submissions that violate these Terms.

Text Messaging (SMS) Terms

Kostopoulos & Associates PLLC (Kostopoulos Bankruptcy Law) sends text messages only to people who contact us first by submitting a form on our website, calling us, or texting us. Our staff send one-to-one messages about your inquiry, such as follow-up on your request for help, consultation scheduling and reminders, and answers to your questions. We do not send marketing blasts.

By submitting a form on this website or asking us to text you, you agree to receive text messages from us about your inquiry. Consent is not a condition of hiring our firm. Message frequency varies. Message and data rates may apply.

You can cancel at any time by replying STOP. We will send one message confirming that you have been unsubscribed, and you will receive no further texts unless you opt in again. For help, reply HELP or call 1-866-969-7482.

Carriers are not liable for delayed or undelivered messages. For information on how we handle your information, see our Privacy Policy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Disclaimer of Warranties

This Website is provided on an “as is” and “as available” basis. We make no warranties or representations regarding:

  • The accuracy or completeness of Website content

  • The availability or uninterrupted operation of the Website

  • The absence of errors, viruses, or harmful components

Limitation of Liability

To the fullest extent permitted by law, Kostopoulos Bankruptcy Law shall not be liable for any damages arising from:

  • Use or inability to use this Website

  • Reliance on information provided on the Website

  • Unauthorized access to or use of submitted information

This includes direct, indirect, incidental, or consequential damages.

Indemnification

You agree to indemnify and hold harmless Kostopoulos Bankruptcy Law from any claims, losses, damages, or expenses arising out of your use of the Website or violation of these Terms.

Governing Law

These Terms of Use are governed by the laws of the United States and the states in which our firm operates, without regard to conflict of law principles.

Changes to These Terms

We may update these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Continued use of the Website constitutes acceptance of the revised Terms.

Contact Information

If you have questions about these Terms of Use, please contact us:

Phone: (586) 217-2099
Website: www.thebankruptcylawfirm.net

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