Seek Counsel from the Best Warren Bankruptcy Attorneys!
Countless people have benefited from Rita Kostopoulos and the Kostopoulos Bankruptcy Law team's guidance in filing bankruptcy, supporting people experiencing repossession, resolving medical and other unpaid debt, and more. Our staff recognizes that hiring an attorney can be a challenging experience. We genuinely care for our clients and don't just go through the mundane steps of the legal system. We always strive to ensure you receive the satisfaction of what we like to call “fresh start bankruptcy.”
Filing bankruptcy in Warren, MI refers to a legal proceeding in which a court investigates the assets and liabilities of people and companies that have fallen behind on their loans and are unable to pay them. When the debts are forgiven, the judge's ruling would mean whether the person or company is no longer made to pay them. Given the fact that bankruptcy is governed by federal law, a Warren bankruptcy lawyer must follow such procedures.
In addition to being one of the leading Warren bankruptcy attorney practices, the Kostopoulos Bankruptcy Law team is known for representing clients on a variety of different fronts of bankruptcy. If you need a specific kind of representation, take a look below at the following concentrations we practice here.
Credit Card Debt
Bankruptcy is a great method to get out of debt from credit cards. It makes a difference because the rest of our clients' expenses are dedicated to simply surviving, falling farther behind, and not being able to account for their everyday living costs. Creditors would no longer be able to collect debts from you after you file for bankruptcy.
In order to collect money from you, creditors or debt collectors will continue to threaten and shame you. Is it common for you to be insulted or intimidated? Is it possible that your loan is being negotiated with your boss or others? Or are there any such coercive methods they're using to get you to pay your debt? Please contact us for a consultation if all of the above apply to you.
Anyone who is faced with the thought of losing their home to foreclosure would be distraught. Your home is a safe haven, a retreat, a kind of sanctuary, as well as a significant financial investment. Foreclosure proceedings will be automatically halted if a Chapter 7 bankruptcy or Chapter 13 bankruptcy was filed. An automatic stay kicks in after you file for bankruptcy, enabling you to stay in your home even though you've already been hit with an eviction notice. If you are in danger of losing your home to foreclosure, Kostopoulos Bankruptcy Law and the Rita Kostopoulos law firm will help.
The normal rule is that taxes are not usually dischargeable in bankruptcy. There is, however, an exception to nearly any rule. When you file for bankruptcy, you will be able to get back taxes, penalties, and fines forgiven. Also, you must satisfy the IRS's conditions for tax forgiveness for unpaid back taxes. Allow one of the Kostopoulos Bankruptcy Law to assist you with such a situation.
Accidents happen and perhaps one of the most common reasons for bankruptcy is a patient's medical expenses. Although they are never planned, hospital emergencies are common. These days, health care is prohibitively costly, and it can be financially crippling on you and your family. Expenses that aren't covered by your health insurance are often excessive. People may feel as if their lives are spiraling out of control as a result of this, and even the most diligent workers are not always able to rebound financially. To get these bills paid so you can get back on your feet, contact us for our new start legal services.
Is the car loan lender attempting to reclaim your vehicle if you fail to make payments? If you owe a loan to a lender or creditor, you may face repossession. Automobiles are one of the most often repossessed assets, and one of our most common law procedures at Kostopoulos Bankruptcy Law. We've helped hundreds of people keep their vehicles out of the grip of creditors, and we're proud to provide experienced counsel and dedicated legal support to those attempting to protect or recover their assets after repossession.
Is your pay being deducted from your account? A part of your paycheck is withheld from you and used to reimburse a creditor or debt holder while the paycheck is garnished. When this happens, the funds are deducted from your salary before you get it. A borrower must first obtain a legal order against you, which is obtained after a claim is filed against you by a trustee or debt collector. Wage garnishment, on the other hand, can be used to reclaim some types of debts even though there is no judicial decision. Unpaid childcare, overdue income tax debt, and postponed student loan debt are only a few examples.
Many people in the United States feel upset that they can't afford their bills on a yearly basis. Many people are dissatisfied, and they are unsure of their choices. Kostopoulos Bankruptcy Law aspires to be the dependable legal representation you need for a fresh start. We are a dedicated resource for individuals who want to gain financial control. We'd like to discuss your personal case with you to determine if bankruptcy or a student loan modification is the right choice for you.
Is bankruptcy the right decision for me?
There are a variety of debt-related solutions available, some of which require bankruptcy and others which do not. If you're unsure whether or not bankruptcy is right for you, we can explore all of your options with you. Our experienced attorneys at Kostopoulos Bankruptcy Law will provide you with a free in-depth consultation with one of our experienced attorneys who has supported thousands of people much like you. You have nothing to lose by scheduling your consultation to find out if it’s the right option for you.
Will filing for bankruptcy protection help me?
It certainly would. The first thing filing will do is it will put a halt to all borrower collection activities. It would put an end to incoming phone calls, ongoing litigation, pay garnishments, and even bank taxes. Most, if not all, debts can be discharged in Warren bankruptcy Chapter 7. Warren bankruptcy Chapter 13 will give you time to consolidate your debts and repay any dollar you owe.
What is the most common myth about bankruptcy?
The most widely held misconception of bankruptcy is that you are in a situation where you are losing everything. This is absolutely not the case. During the majority of our clients' bankruptcy proceedings, they are able to keep all they own. Be wary of making choices based on vast quantities of misinformation about bankruptcy available on the internet these days – it can be very risky. Call us today to schedule a free consultation and learn the truth of it all. If you work with a bankruptcy expert, the process can be much easier than you think.
Unfortunately, we have seen too many clients complaining of the lack of experience by other attorneys. Our clients just trying to find qualified guidance and representation due to not receiving the responses and help they need from their bankruptcy lawyers. We are the representation that you need to get back in charge of your finances.
Kostopoulos Bankruptcy Law & the Best Warren Attorneys at Law!
Our bankruptcy law professionals are open and friendly as well as qualified to get the work done. We make every effort in delivering the best quality of service whether you need help with discharging back taxes to finding a bankruptcy law group you know you can trust. You will find that lesser experienced attorneys will be out for a quick buck, resulting in integrity and overall support being missing in the process.
Kostopoulos Bankruptcy Law team has professional Warren bankruptcy lawyers who are available to talk with you about your situation. We are experienced and board-certified in our field and can help you find the right path to your financial freedom. We are determined to help you with your case. We’re available to help you resolve any financial roadblock. Call us today to individualize your case so that you can reap the benefits of being financially stable.