Serving Detroit, Flint, Bay City, Dearborn, Eastpointe, Hazel Park, Mt. Clemens, Pontiac, Port Huron, Redford, Saginaw, Southfield, Taylor, Warren & Westland.
Flint Bankruptcy Lawyers
At Kostopoulos Bankruptcy Law, we have devoted our practice to helping consumers regain financial control in the face of overwhelming debt. Our dedicated team understands the stress you are likely under when you can no longer make ends meet. Without a sensible solution, your debt will not go away and may even increase through late fees, penalties, and increased interest rates. The time to take action is always sooner rather than later because your situation may worsen with threats of lawsuits, collection harassment, repossession, wage garnishment, and foreclosure on your home.
The nightmare of debt can be stopped with appropriate legal solutions, such as Chapter 7 or Chapter 13 bankruptcy filings. While you may believe bankruptcy is a sign of defeat, these legal tools have provided a path toward financial stability for millions of Americans. Bankruptcy has been established by the federal government as a legitimate means for honest debtors to get a fresh start. At our firm, that is our mission in helping clients overcome severe financial distress.
Connect with Kostopoulos Bankruptcy Law at (877) 969-7482 or via our online request form to book a free initial consultation with a Flint bankruptcy attorney.
Take Control of Your Financial Situation
If you are drowning in debt, you need a lifeline to help restore you to solvency. Our team is here to help you understand your options. We can provide the counsel you need to determine if a bankruptcy suits your needs and goals or if other options are available. We ensure that you understand Michigan’s bankruptcy law, how the process works, its pros and cons, and how we can help you navigate the courts.
When you work with Kostopoulos Bankruptcy Law, you will have the advantage of a team led by a Certified Consumer Bankruptcy Specialist that has completed thousands of bankruptcy filings throughout our years in practice. We know the ins and outs of bankruptcy law, how the courts work, and how to help you move through the process toward the end goal of freedom from debt so you can start over with a clean slate.
We handle the following:
- Chapter 7 Bankruptcy. This is known as the liquidation form of bankruptcy.
- Chapter 13 Bankruptcy. This is the “wage-earners” form of bankruptcy that reorganizes your debt into a three to five-year payment plan.
- Creditor harassment.
- Foreclosure defense.
We put a highly-skilled team on your side every step of the way, from your first meeting with us to discuss your needs throughout all phases of the bankruptcy or debt relief process. With our help, you can reduce or eliminate all or a portion of your unsecured debt, stop wage garnishments, and end all other attempts by your creditors to collect on your accounts. We can help put you in the position of being able to take control of your financial future with a fresh start.
Ready to get started? Talk to a Flint bankruptcy lawyer about your case today. Contact us at (877) 969-7482 to begin.
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“What a great group of people the Kostopoulos team is, they were the most prepared lawyers at our trustee meeting.”
- Former Client -
“Every single member of your staff that we had contact with should be applauded for their knowledge, caring, and for making us feel welcome and putting us at ease.”
- John and Susan K. -
“Streamlined, no surprises.”
- Former Client -
“We want to thank the whole office for all the help and for allowing us to make payments.”
- Former Client -
“Everyone was always very friendly and courteous.”
- Christina V.
Why Choose Us?
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File From The Comfort of Your Home
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Fluent in Various Languages, including English, Spanish, Greek, Arabic & Mandarin
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We Offer Flexible Payment Plans, Starting With Only $100 Down.
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Have helped 10,000+ clients across the nation
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One of the Top 100 Firms by the Debt Education and Certification Foundation
Contact Us Today
All Consultations Are Free & Confidential
FAQ
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Who can file for bankruptcy?Under the United States Bankruptcy Code, almost anyone can file for bankruptcy. There are a few exceptions, and your specific case may limit you to a specific chapter you can file under. That is why it is important to speak with an attorney.
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Does my spouse have to file with me?No. If you and your spouse wish to file for bankruptcy separately, you may; however, there are some situations in which joint filing may yield better results than single-filing status. You and your attorney can discuss your options.
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Will I lose my home or car?
Not necessarily, and in fact, bankruptcy may be able to save your home from foreclosure. Chapter 13 bankruptcy may provide a bit more protection from foreclosure than other options, but under some Chapter 7 circumstances, you can save your home or car as well.
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Can bankruptcy stop creditor harassment?Yes! If you are constantly being pestered by creditors and collectors looking to obtain money from you, filing for bankruptcy can stop them. When you file, an automatic stay will be placed on your accounts, which means that all collection attempts will be forced to cease.
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What will happen to my credit?Depending on the chapter that you file under, your credit score will reflect the bankruptcy for a few years. After you file though, you can begin to rebuild your credit almost immediately. An attorney from our team can help you understand your specific credit situation.