Life is stressful when you are struggling under the weight of debt, trying to keep up with bills for your mortgage, utilities, credit cards, and other expenses. Even when you lower your budget to extreme levels, you may only be able to afford the monthly minimums. Soon, late fees and interest add up, and your money goes toward these amounts rather than what you owe. When debt has spiraled out of control, it may be time to consider filing for bankruptcy in California.
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