There are numerous considerations an individual must consider when looking into bankruptcy as an option for addressing debt. When you are a married couple in California, the financial issues are even more complex and thorny. You are no longer just dealing with your own struggles with debt because your spouse’s interests and future are also at the forefront. You are united as a team personally, financially, and in many other ways. With bankruptcy, you could take advantage of the benefits, but you would also be affected by factors afterward.