How to Avoid Paying a Civil Judgement on Your Credit Report in California

Facing a civil judgment can feel like a financial dead end—but there may be lawful strategies to reduce or even eliminate what you owe. You might be wondering, How can I avoid paying a civil judgment without breaking the law?

You can avoid paying a civil judgment legally by negotiating a settlement, asserting exemption rights, appealing the judgment, or discharging it through bankruptcy. Asset protection strategies may also shield certain property from collection.

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