Bankruptcy comes in many forms, and two of the most common types of cases in Michigan are Chapter 7 and Chapter 13. Both involve a discharge of qualifying debt, alleviating the financial struggles that drag you down and cause you to miss opportunities. Another reason these proceedings are popular among debtors is that a person can file as an individual, and married couples may opt to file a joint petition. As such, Chapter 7 or Chapter 13 bankruptcy might be a suitable choice that benefits your entire family. When your case is complete, you emerge debt-free.