What Debts Can I File Bankruptcy on in California?

If you’re struggling with debt, you may be wondering: What debts can I file bankruptcy on in California?

In California, bankruptcy can eliminate debts like credit card balances, medical bills, personal loans, utility bills, and certain car loans. However, obligations such as child support, most student loans, and some taxes typically cannot be discharged.

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How Much Does it Cost to File Bankruptcy in California?

If you’re considering bankruptcy, one of your biggest concerns might be the cost. You may be wondering: How much does it cost to file bankruptcy in California?

As of 2025, the court filing fees for bankruptcy in California are:

  • $338 for Chapter 7
  • $313 for Chapter 13

Beyond court fees, attorney costs can range from $1,000 to $5,000, depending on the complexity of your case. Other expenses may include credit counseling courses and miscellaneous administrative fees.


Because every situation is different, call us at 877-969-7482 now to get an accurate estimate from one of our California Bankruptcy Attorneys. We’ve helped over 10,000 clients file bankruptcy and get debt free.


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How Long Does it Take to File Bankruptcy in California?

If you’re considering bankruptcy, you may be asking: How long does it take to file bankruptcy in California?

In California, a Chapter 7 bankruptcy case typically takes 3 to 6 months from filing to discharge, while Chapter 13 cases last 3 to 5 years due to their structured repayment plans. More complex cases may take longer.

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