If you're facing foreclosure, repossession, wage garnishment, or another type of financial distress, trust the team of bankruptcy lawyers at Kostopoulos Bankruptcy Law for superior guidance and help.
If you’re eligible for Chapter 7 bankruptcy, filing can result in all of your unsecured debts being totally wiped away. However, you may be responsible for liquidating non-essential assets, like a touring motorcycle, for instance.
Instead of wiping your debts out like a Chapter 7 bankruptcy, Chapter 13 bankruptcy consolidates your financial obligations, and allows you to make easy payments on them for up to five years to bring your accounts current.
If you’re worried about your mortgage being foreclosed, or your pickup truck being repossessed, schedule a consultation with our bankruptcy professionals. Let us help you to keep your major assets!
If you’re locked into a repayment plan that’s becoming unmanageable, discuss your situation with our experts. If it’s possible, we’ll find a way to restructure your loans so that the payments are much easier to make.
Having payments taken directly from your paychecks for overdue bills is disheartening to say the least. Schedule a consultation with our bankruptcy experts to explore the best options you have to stop wage garnishment.
The team at Kostopoulos Bankruptcy Law genuinely cares about our clients, and we ceaselessly strive to overdeliver on the services we provide. We're here to help you develop a more powerful financial future!
Our bankruptcy specialists have helped clients rebuild their financial strength for decades. Let us help you to reestablish your economic vitality and begin enjoying life again.
The empathetic team at Kostopoulos Bankruptcy Law provides individually tailored solutions. We can help you file for bankruptcy, avoid foreclosure, and get back on track financially.
A bankruptcy is a fresh chance to develop your finances appropriately. That's why it's important to have a smart plan for reestablishing your creditworthiness so that you can attract lenders again.
After you file bankruptcy, you'll be protected from creditor harassment, and you'll feel good knowing that you are no longer under the heavy burden of debts that you were struggling to pay.
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There are different types of bankruptcy. Chapter 7 wipes out unsecured debt completely, and chapter 13 restructures your debt so that it’s easier to make your payments on time.
Although most people typically only hear about Chapter 7 and Chapter 13 bankruptcy, there are also Chapter 9, Chapter 11, Chapter 12, and Chapter 15 variations.
In most cases, yes. However, the final decision depends upon the amount of equity in your home and property, and the current value of your vehicle.
In Chapter 7 bankruptcy, unsecured debt is wiped clean. However, you will most likely be required to liquidate non-essential assets, and that money will be directed towards your creditors.
Eligibility for Chapter 7 bankruptcy depends on passing a means test, which compares your financial situation to those of others in your same demographic bracket. Plus, you must not have filed Chapter 7 in at least 8 years.
Chapter 13 differs from Chapter 7 bankruptcy in that your debts are not wiped clean, but rather, restructured so that you can make your payments and bring your accounts up to current over a period of up to five years.