Bankruptcy Lawyers in Novi, Michigan
Stress-free Novi Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Stress-free Novi Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Novi are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.
Talk with a dedicated bankruptcy professional to assess your financial challenges, explain your legal choices, and see if you qualify without any pressure.
Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.
Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across Michigan with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Novi if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in Michigan and are over 18 years old.
Struggling with high credit card balances? We can help discharge or reorganize them through bankruptcy for a clean slate.
We help end creditor calls and collection actions instantly with bankruptcy’s automatic stay protection.
If your monthly bills are unmanageable, bankruptcy can help restructure or discharge these obligations for relief.
Bankruptcy can stop foreclosure or vehicle repossession, providing time to reorganize payments and protect your property.
If you’ve lost income or your job, bankruptcy can protect your finances while giving you a path toward a stable future.
Let bankruptcy help clear your medical bills, freeing you from healthcare-related debt stress.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy either eliminates or reorganizes debts and stops collections, helping you regain control of your finances.
While there is an initial credit hit, many clients see credit improvements once debts are cleared.
Chapter 7 bankruptcies often wrap up within 4–6 months, while Chapter 13 plans span 3–5 years, depending on your case.
We provide clear, upfront fees and flexible payment options to make filing bankruptcy easier for you.
Most unsecured debts, including credit cards and medical bills, can be discharged in bankruptcy, depending on your case.
Filing triggers an automatic stay, halting wage garnishments right away.