Bankruptcy Lawyers in Aliso Viejo, California
Affordable Aliso Viejo Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Affordable Aliso Viejo Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Aliso Viejo are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Connect with a bankruptcy attorney who will carefully assess your financial details, outline your available solutions, and confirm your eligibility without any pressure.
Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.
We prepare your bankruptcy filing meticulously, ensuring your documents are accurate while guiding you through the Chapter 7 or Chapter 13 process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Aliso Viejo if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Struggling with high credit card balances? We can help discharge or reorganize them through bankruptcy for a clean slate.
Filing bankruptcy halts collections and creditor harassment, giving you peace of mind instantly.
We assist in eliminating or reducing unaffordable payments, giving you breathing room to rebuild your financial life.
Filing for bankruptcy halts foreclosure or repossession, allowing you to catch up on payments or restructure your debts.
We help clients facing sudden income loss or reduced earnings file for bankruptcy to protect what matters and rebuild stability.
Let bankruptcy help clear your medical bills, freeing you from healthcare-related debt stress.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy wipes out or restructures debts while stopping creditor actions, giving you a fresh financial start.
Although credit drops initially, many clients start seeing positive changes after bankruptcy clears debt.
Chapter 7 bankruptcies often wrap up within 4–6 months, while Chapter 13 plans span 3–5 years, depending on your case.
You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.
Bankruptcy can clear debts like credit cards, medical bills, personal loans, and certain older tax debts while protecting exempt assets.
Filing bankruptcy puts an immediate stop to wage garnishments and protects your income while your case is pending.