Bankruptcy Lawyers in Berkeley, California
Affordable Berkeley Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Affordable Berkeley Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Berkeley are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Meet with a bankruptcy specialist who will evaluate your financial situation, present your options clearly, and help you determine your eligibility for relief.
Receive a structured bankruptcy plan that aligns with your circumstances, ending collection harassment and clarifying your path to financial relief.
We handle all filings and paperwork, submitting your bankruptcy petition accurately while guiding you through each stage of your Chapter 7 or 13 process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Berkeley if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Heavy credit card debts can be cleared or reorganized in bankruptcy, providing relief while protecting exempt property.
Filing bankruptcy halts collections and creditor harassment, giving you peace of mind instantly.
Overwhelmed by monthly bills? Bankruptcy may help eliminate or reduce payments you’re struggling to afford.
We help you stop foreclosure or repossession, giving you time to catch up or restructure payments while keeping your home or car.
We help clients facing income loss file for bankruptcy to protect assets and secure a financial restart.
Free yourself from overwhelming medical bills by using bankruptcy to eliminate qualifying healthcare debt.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy helps by wiping out qualifying debts or setting up manageable payment plans while stopping collection actions.
While there is an initial credit hit, many clients see credit improvements once debts are cleared.
A typical Chapter 7 case takes about 4–6 months, while Chapter 13 repayment plans usually last 3–5 years, depending on your case details.
Many clients use payment plans to manage fees before we file their bankruptcy case.
Bankruptcy can clear debts like credit cards, medical bills, personal loans, and certain older tax debts while protecting exempt assets.
Filing bankruptcy puts an immediate stop to wage garnishments and protects your income while your case is pending.