Bankruptcy Lawyers in Berkley, Michigan

Affordable Berkley Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Berkley? You’re Not Alone

Many individuals and families in Berkley are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Berkley, MI

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Consult with a skilled bankruptcy attorney who will analyze your finances, clarify your legal paths, and confirm if you qualify, offering straightforward, pressure-free guidance.

STEP 2

We Build a Personalized Bankruptcy Strategy

Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.

STEP 3

We File Your Bankruptcy Petition Accurately

We complete your bankruptcy paperwork thoroughly, submitting your case and helping you through each stage with confidence.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Berkley Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Berkley, MI?

You may qualify for bankruptcy in Berkley if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Crushing Credit Card Payments

Struggling with high credit card balances? We can help discharge or reorganize them through bankruptcy for a clean slate.

Harassing Collection Calls

We help end creditor calls and collection actions instantly with bankruptcy’s automatic stay protection.

Stuck With High Monthly Bills

Struggling to pay monthly debts? Bankruptcy can stop unaffordable payments, helping you breathe easier.

Facing Home or Car Loss

Bankruptcy can halt foreclosure proceedings or car repossession, giving you time to catch up on payments.

Reduced Income Struggles

Facing income loss? Bankruptcy may help protect your property and give you a path to recovery.

Crippling Medical Bills

Let bankruptcy help clear your medical bills, freeing you from healthcare-related debt stress.

5-Star Reviews From Local Berkley Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Berkley, MI

Bankruptcy allows you to eliminate or manage debt while stopping collections and lawsuits immediately.

Bankruptcy will affect your credit temporarily, but most people start seeing positive changes once debts are cleared.

Most Chapter 7 cases finish in around 4–6 months, while Chapter 13 plans can run 3–5 years.

You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.

Bankruptcy typically discharges medical bills, credit card debt, and certain older taxes.

Filing bankruptcy puts an immediate stop to wage garnishments and protects your income while your case is pending.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation