Bankruptcy Lawyers in Dana Point, California
Trusted Dana Point Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Trusted Dana Point Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Dana Point are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Book a meeting with a bankruptcy lawyer to review your debts, discuss your legal solutions, and check your eligibility with clear, honest support.
We craft a bankruptcy plan that fits your unique financial needs, guiding you on protecting assets, managing dischargeable debts, and stopping collection actions immediately.
We handle all filings and paperwork, submitting your bankruptcy petition accurately while guiding you through each stage of your Chapter 7 or 13 process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Dana Point if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
We assist in discharging or reorganizing overwhelming credit card debts, giving you a clean slate while safeguarding key assets.
Bankruptcy can end harassing creditor calls and collection actions the moment you file.
Bankruptcy helps lower or remove unmanageable payments, providing relief while setting you up for a stable financial future.
Facing foreclosure or vehicle repossession? Bankruptcy protection can help you keep your home or car.
Lost your job or income? Bankruptcy offers relief and asset protection while you get back on your feet.
Bankruptcy can eliminate overwhelming medical bills, freeing you from debt while you focus on recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Filing can discharge unsecured debts and stop collections, allowing you to regain financial control.
Bankruptcy affects your credit at first, but many clients begin rebuilding shortly after discharge.
A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.
We provide clear, affordable payment options so you can file without heavy upfront costs.
Bankruptcy can clear debts like credit cards, medical bills, personal loans, and certain older tax debts while protecting exempt assets.
Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.