Bankruptcy Lawyers in Eastpointe, Michigan

Proven Eastpointe Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Eastpointe? You’re Not Alone

Many individuals and families in Eastpointe are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Eastpointe, MI

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Talk with a knowledgeable bankruptcy lawyer who will evaluate your finances, explain your legal options, and check your eligibility—no obligation, just straightforward advice.

STEP 2

We Build a Personalized Bankruptcy Strategy

Get a strategic bankruptcy plan tailored to your unique situation, including advice on asset protection, dischargeable debts, and how to stop creditor harassment immediately.

STEP 3

We File Your Bankruptcy Petition Accurately

Receive a personalized bankruptcy strategy built around your circumstances, helping you protect assets, understand which debts can be wiped out, and stop creditor calls.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Eastpointe Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Eastpointe, MI?

You may qualify for bankruptcy in Eastpointe if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Crushing Credit Card Balances

We help discharge or restructure credit card debt through bankruptcy, allowing you to reset your finances while protecting exempt assets.

Constant Collection Calls

We help end creditor calls and collection actions instantly with bankruptcy’s automatic stay protection.

Payments You Can’t Afford

Bankruptcy can lower or remove payments you can’t keep up with, giving you space to regain financial control.

Threats of Foreclosure or Repossession

Bankruptcy provides immediate relief from foreclosure and repossession, helping protect your property.

Sudden Income Drop or Job Loss

Bankruptcy can help you manage debts after a job loss or income cut, protecting your assets.

Medical Expenses You Can’t Pay

Free yourself from overwhelming medical bills by using bankruptcy to eliminate qualifying healthcare debt.

5-Star Reviews From Local Eastpointe Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Eastpointe, MI

Bankruptcy allows you to eliminate or manage debt while stopping collections and lawsuits immediately.

Although credit drops initially, many clients start seeing positive changes after bankruptcy clears debt.

A typical Chapter 7 case takes around 4–6 months, while Chapter 13 repayment plans generally last 3–5 years.

We offer flexible payment options and clear, upfront pricing. In many cases, payment plans can be arranged before filing.

Bankruptcy can clear debts like credit cards, medical bills, personal loans, and certain older tax debts while protecting exempt assets.

Yes, filing for bankruptcy triggers an automatic stay that immediately stops wage garnishments and most collection activities.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation