Bankruptcy Lawyers in Fresno, California
Proven Fresno Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Proven Fresno Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Fresno are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Meet with a bankruptcy specialist who will evaluate your financial situation, present your options clearly, and help you determine your eligibility for relief.
Receive a personalized bankruptcy strategy built around your circumstances, helping you protect assets, understand which debts can be wiped out, and stop creditor calls.
We manage your bankruptcy paperwork and filing, protecting your interests while guiding you clearly through the process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Fresno if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Credit card balances can be managed or wiped out through bankruptcy, helping you regain financial stability while keeping exempt assets protected.
Bankruptcy can end harassing creditor calls and collection actions the moment you file.
If your monthly bills are unmanageable, bankruptcy can help restructure or discharge these obligations for relief.
We help you stop foreclosure or repossession, giving you time to catch up or restructure payments while keeping your home or car.
Bankruptcy can help you manage debts after a job loss or income cut, protecting your assets.
Bankruptcy can eliminate overwhelming medical bills, freeing you from debt while you focus on recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
It either clears or reorganizes your debts and stops collection efforts, helping you start over financially.
Although credit drops initially, many clients start seeing positive changes after bankruptcy clears debt.
A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.
We offer flexible payment options and clear, upfront pricing. In many cases, payment plans can be arranged before filing.
Debts like credit cards, medical bills, and some older tax obligations may be wiped out through bankruptcy while keeping protected assets safe.
Filing triggers an automatic stay, halting wage garnishments right away.