Bankruptcy Lawyers in Garden City, Michigan

Affordable Garden City Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Garden City? You’re Not Alone

Many individuals and families in Garden City are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Garden City, MI

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Consult with a skilled bankruptcy attorney who will analyze your finances, clarify your legal paths, and confirm if you qualify, offering straightforward, pressure-free guidance.

STEP 2

We Build a Personalized Bankruptcy Strategy

Get a clear, customized bankruptcy path to handle your debts, protect what matters, and end creditor harassment as you work toward a fresh start.

STEP 3

We File Your Bankruptcy Petition Accurately

Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Garden City Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Garden City, MI?

You may qualify for bankruptcy in Garden City if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Crushing Credit Card Payments

Bankruptcy can help you eliminate or restructure high credit card debts, protecting what’s important while allowing you to reset your finances.

Harassing Collection Calls

Filing bankruptcy halts collections and creditor harassment, giving you peace of mind instantly.

Monthly Bills You Can’t Afford

Struggling to pay monthly debts? Bankruptcy can stop unaffordable payments, helping you breathe easier.

Facing Home or Car Loss

We help prevent home foreclosure or car repossession through bankruptcy protections, giving you room to keep your assets.

Reduced Income Struggles

Facing income loss? Bankruptcy may help protect your property and give you a path to recovery.

Unpaid Medical Expenses

We help discharge heavy medical debts through bankruptcy, reducing your financial burden so you can heal without added stress.

5-Star Reviews From Local Garden City Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Garden City, MI

Bankruptcy helps by wiping out qualifying debts or setting up manageable payment plans while stopping collection actions.

Bankruptcy will affect your credit temporarily, but most people start seeing positive changes once debts are cleared.

Chapter 7 generally takes 4–6 months, while Chapter 13 plans last 3–5 years depending on your case.

We provide clear, upfront fees and flexible payment options to make filing bankruptcy easier for you.

Bankruptcy can eliminate debts like credit cards, personal loans, medical bills, and older tax debts.

Filing bankruptcy puts an immediate stop to wage garnishments and protects your income while your case is pending.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation