Bankruptcy Lawyers in La Puente, California

Trusted La Puente Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in La Puente? You’re Not Alone

Many individuals and families in La Puente are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in California

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in La Puente, CA

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Meet with a bankruptcy specialist who will evaluate your financial situation, present your options clearly, and help you determine your eligibility for relief.

STEP 2

We Build a Personalized Bankruptcy Strategy

Receive a structured bankruptcy plan that aligns with your circumstances, ending collection harassment and clarifying your path to financial relief.

STEP 3

We File Your Bankruptcy Petition Accurately

We handle all filings and paperwork, submitting your bankruptcy petition accurately while guiding you through each stage of your Chapter 7 or 13 process.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why La Puente Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across California with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in La Puente, CA?

You may qualify for bankruptcy in La Puente if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in California and are over 18 years old.

Most Common Debt Problems We Can Solve

Unmanageable Credit Card Balances

Heavy credit card debts can be cleared or reorganized in bankruptcy, providing relief while protecting exempt property.

Debt Collector Pressure

We help end creditor calls and collection actions instantly with bankruptcy’s automatic stay protection.

Payments You Can’t Afford

Overwhelmed by monthly bills? Bankruptcy may help eliminate or reduce payments you’re struggling to afford.

Risk of Vehicle Repossession

We help you stop foreclosure or repossession, giving you time to catch up or restructure payments while keeping your home or car.

Reduced Income Struggles

If you’ve lost income or your job, bankruptcy can protect your finances while giving you a path toward a stable future.

Crippling Medical Bills

Free yourself from overwhelming medical bills by using bankruptcy to eliminate qualifying healthcare debt.

5-Star Reviews From Local La Puente Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in La Puente, CA

Filing can discharge unsecured debts and stop collections, allowing you to regain financial control.

Bankruptcy impacts your credit initially, but many clients begin rebuilding credit shortly after discharge, often improving their scores over time.

Expect about 4–6 months for Chapter 7, while Chapter 13 payments typically continue for 3–5 years.

You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.

Bankruptcy can clear debts like credit cards, medical bills, personal loans, and certain older tax debts while protecting exempt assets.

Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation