Bankruptcy Lawyers in Los Alamitos, California
Stress-free Los Alamitos Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Stress-free Los Alamitos Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Los Alamitos are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Talk with a knowledgeable bankruptcy lawyer who will evaluate your finances, explain your legal options, and check your eligibility—no obligation, just straightforward advice.
Get a strategic bankruptcy plan tailored to your unique situation, including advice on asset protection, dischargeable debts, and how to stop creditor harassment immediately.
We handle every detail of your bankruptcy petition, providing careful filing and clear explanations at each step in your case.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Los Alamitos if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
We help discharge or restructure credit card debt through bankruptcy, allowing you to reset your finances while protecting exempt assets.
Filing bankruptcy halts collections and creditor harassment, giving you peace of mind instantly.
We help reduce payments you can’t afford through bankruptcy, guiding you toward a manageable financial path forward.
Bankruptcy provides immediate relief from foreclosure and repossession, helping protect your property.
Lost your job or income? Bankruptcy offers relief and asset protection while you get back on your feet.
Free yourself from overwhelming medical bills by using bankruptcy to eliminate qualifying healthcare debt.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Filing can discharge unsecured debts and stop collections, allowing you to regain financial control.
Bankruptcy affects your credit at first, but many clients begin rebuilding shortly after discharge.
A typical Chapter 7 case takes about 4–6 months, while Chapter 13 repayment plans usually last 3–5 years, depending on your case details.
You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.
Most unsecured debts, including credit card and medical bills, may be wiped out in bankruptcy.
Yes, filing for bankruptcy immediately stops wage garnishments and most collection efforts through the automatic stay.