Bankruptcy Lawyers in Palo Alto, California
Trusted Palo Alto Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Trusted Palo Alto Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Palo Alto are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Talk with a knowledgeable bankruptcy lawyer who will evaluate your finances, explain your legal options, and check your eligibility—no obligation, just straightforward advice.
Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.
We handle all filings and paperwork, submitting your bankruptcy petition accurately while guiding you through each stage of your Chapter 7 or 13 process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Palo Alto if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Struggling with high credit card balances? We can help discharge or reorganize them through bankruptcy for a clean slate.
Stop creditor calls and collection harassment now with the protection provided by bankruptcy.
Overwhelmed by monthly bills? Bankruptcy may help eliminate or reduce payments you’re struggling to afford.
Bankruptcy provides immediate relief from foreclosure and repossession, helping protect your property.
We help clients facing income loss file for bankruptcy to protect assets and secure a financial restart.
Filing for bankruptcy can clear unmanageable medical bills, helping you regain peace of mind during your recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy can discharge unsecured debts like credit cards and medical bills or restructure payments, providing immediate relief from collections and lawsuits.
Bankruptcy impacts your credit temporarily, but it also provides a path to rebuild financially.
Most Chapter 7 cases finish in around 4–6 months, while Chapter 13 plans can run 3–5 years.
We provide clear, affordable payment options so you can file without heavy upfront costs.
Bankruptcy can clear debts like credit cards, medical bills, personal loans, and certain older tax debts while protecting exempt assets.
Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.