Bankruptcy Lawyers in Petaluma, California
Affordable Petaluma Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Affordable Petaluma Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Petaluma are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Speak with an experienced bankruptcy attorney who will review your financial situation, explain your options, and confirm your eligibility—no pressure, just clear, honest guidance.
Get a clear, customized bankruptcy path to handle your debts, protect what matters, and end creditor harassment as you work toward a fresh start.
We prepare your bankruptcy filing meticulously, ensuring your documents are accurate while guiding you through the Chapter 7 or Chapter 13 process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Petaluma if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Bankruptcy can help you eliminate or restructure high credit card debts, protecting what’s important while allowing you to reset your finances.
Bankruptcy stops harassing collection calls and lawsuits immediately through the automatic stay.
Bankruptcy can lower or remove payments you can’t keep up with, giving you space to regain financial control.
We help you stop foreclosure or repossession, giving you time to catch up or restructure payments while keeping your home or car.
Lost your job or income? Bankruptcy offers relief and asset protection while you get back on your feet.
We help discharge heavy medical debts through bankruptcy, reducing your financial burden so you can heal without added stress.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
It either clears or reorganizes your debts and stops collection efforts, helping you start over financially.
While there is an initial credit hit, many clients see credit improvements once debts are cleared.
Most Chapter 7 cases finish in 4–6 months, while Chapter 13 involves a repayment plan over three to five years.
You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.
Bankruptcy can eliminate debts like credit cards, personal loans, medical bills, and older tax debts.
Yes, filing for bankruptcy immediately stops wage garnishments and most collection efforts through the automatic stay.