Bankruptcy Lawyers in Santa Monica, California
Stress-free Santa Monica Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Stress-free Santa Monica Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Santa Monica are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Book a meeting with a bankruptcy lawyer to review your debts, discuss your legal solutions, and check your eligibility with clear, honest support.
Receive a personalized bankruptcy strategy built around your circumstances, helping you protect assets, understand which debts can be wiped out, and stop creditor calls.
We manage your bankruptcy paperwork and filing, protecting your interests while guiding you clearly through the process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Santa Monica if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Credit card balances can be managed or wiped out through bankruptcy, helping you regain financial stability while keeping exempt assets protected.
Filing bankruptcy halts collections and creditor harassment, giving you peace of mind instantly.
Bankruptcy can lower or remove payments you can’t keep up with, giving you space to regain financial control.
Filing for bankruptcy halts foreclosure or repossession, allowing you to catch up on payments or restructure your debts.
Facing income loss? Bankruptcy may help protect your property and give you a path to recovery.
Bankruptcy can eliminate overwhelming medical bills, freeing you from debt while you focus on recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy either eliminates or reorganizes debts and stops collections, helping you regain control of your finances.
Bankruptcy impacts your credit temporarily, but it also provides a path to rebuild financially.
A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.
Many clients use payment plans to manage fees before we file their bankruptcy case.
You can clear debts such as medical bills and credit cards while protecting exempt assets.
Filing bankruptcy puts an immediate stop to wage garnishments and protects your income while your case is pending.