Bankruptcy Lawyers in Trenton, Michigan

Affordable Trenton Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Trenton? You’re Not Alone

Many individuals and families in Trenton are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Trenton, MI

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Consult with a skilled bankruptcy attorney who will analyze your finances, clarify your legal paths, and confirm if you qualify, offering straightforward, pressure-free guidance.

STEP 2

We Build a Personalized Bankruptcy Strategy

Receive a personalized bankruptcy strategy built around your circumstances, helping you protect assets, understand which debts can be wiped out, and stop creditor calls.

STEP 3

We File Your Bankruptcy Petition Accurately

We finalize your bankruptcy filing by preparing and submitting your petition accurately, protecting your rights while guiding you through every step of your Chapter 7 or Chapter 13 process.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Trenton Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Trenton, MI?

You may qualify for bankruptcy in Trenton if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Crushing Credit Card Payments

Credit card balances can be managed or wiped out through bankruptcy, helping you regain financial stability while keeping exempt assets protected.

Harassing Collection Calls

Tired of constant debt collection calls? Bankruptcy protection stops harassment and collections immediately.

Unmanageable Monthly Payments

We help reduce payments you can’t afford through bankruptcy, guiding you toward a manageable financial path forward.

Facing Foreclosure or Vehicle Repossession

Bankruptcy can halt foreclosure proceedings or car repossession, giving you time to catch up on payments.

Lost Wages or Employment

Bankruptcy can help you manage debts after a job loss or income cut, protecting your assets.

Overwhelming Medical Bills

We help eliminate burdensome medical bills in bankruptcy, allowing you to focus on your recovery without financial stress.

5-Star Reviews From Local Trenton Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Trenton, MI

Bankruptcy wipes out or restructures debts while stopping creditor actions, giving you a fresh financial start.

Although bankruptcy lowers your credit at first, it often helps clients rebuild and strengthen their credit profiles in the long run.

Most Chapter 7 cases finish in around 4–6 months, while Chapter 13 plans can run 3–5 years.

Many clients use payment plans to manage fees before we file their bankruptcy case.

Bankruptcy typically discharges credit card debt, medical bills, personal loans, and certain older tax debts while protecting exempt property.

Yes, filing for bankruptcy immediately stops wage garnishments and most collection efforts through the automatic stay.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation