Bankruptcy Lawyers in Ypsilanti, Michigan

Effective Ypsilanti Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Ypsilanti? You’re Not Alone

Many individuals and families in Ypsilanti are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Ypsilanti, MI

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Consult with a skilled bankruptcy attorney who will analyze your finances, clarify your legal paths, and confirm if you qualify, offering straightforward, pressure-free guidance.

STEP 2

We Build a Personalized Bankruptcy Strategy

Get a strategic bankruptcy plan tailored to your unique situation, including advice on asset protection, dischargeable debts, and how to stop creditor harassment immediately.

STEP 3

We File Your Bankruptcy Petition Accurately

We prepare your bankruptcy filing meticulously, ensuring your documents are accurate while guiding you through the Chapter 7 or Chapter 13 process.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Ypsilanti Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Ypsilanti, MI?

You may qualify for bankruptcy in Ypsilanti if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Crushing Credit Card Payments

We help discharge or restructure credit card debt through bankruptcy, allowing you to reset your finances while protecting exempt assets.

Creditor Harassment

Tired of constant debt collection calls? Bankruptcy protection stops harassment and collections immediately.

Unmanageable Monthly Payments

If your monthly bills are unmanageable, bankruptcy can help restructure or discharge these obligations for relief.

Facing Foreclosure or Vehicle Repossession

We help prevent home foreclosure or car repossession through bankruptcy protections, giving you room to keep your assets.

Lost Wages or Employment

Bankruptcy can help you manage debts after a job loss or income cut, protecting your assets.

Overwhelming Medical Bills

We help eliminate burdensome medical bills in bankruptcy, allowing you to focus on your recovery without financial stress.

5-Star Reviews From Local Ypsilanti Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Ypsilanti, MI

Bankruptcy wipes out or restructures debts while stopping creditor actions, giving you a fresh financial start.

Although bankruptcy lowers your credit at first, it often helps clients rebuild and strengthen their credit profiles in the long run.

Most Chapter 7 cases finish in around 4–6 months, while Chapter 13 plans can run 3–5 years.

We provide clear, affordable payment options so you can file without heavy upfront costs.

Bankruptcy can eliminate debts like credit cards, personal loans, medical bills, and older tax debts.

Yes, filing for bankruptcy immediately stops wage garnishments and most collection efforts through the automatic stay.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation