If you’ve been sued and lost the case, a court judgment may now require you to pay a debt. But what happens if you can’t afford to pay? Can you go to jail for not paying a judgment?
No, you cannot go to jail simply for failing to pay a civil judgment. However, you can face serious legal and financial consequences—especially if you ignore court orders or fail to appear in court related to the debt.
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FAQs About Unpaid Debt Penalties
Can a creditor put you in jail for not paying?
No. Private creditors cannot jail you. Only failure to follow court orders may result in jail.
Can I go to jail for not paying a medical bill?
No. Medical debt is civil, not criminal. You may face a judgment, but not jail.
Can a judgment be removed through bankruptcy?
Yes. Bankruptcy may discharge the debt and, in some cases, eliminate the judgment lien.
What should I do if I receive a court summons related to a debt?
Do not ignore it. Show up in court or consult an attorney immediately to avoid default judgments or arrest.
How long can a judgment stay on your record?
In most states, 7 to 10 years. Some can be renewed for longer periods.