Bankruptcy Lawyers in Alameda, California
Top-Rated Alameda Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Top-Rated Alameda Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Alameda are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Meet with a bankruptcy specialist who will evaluate your financial situation, present your options clearly, and help you determine your eligibility for relief.
Receive a personalized bankruptcy strategy built around your circumstances, helping you protect assets, understand which debts can be wiped out, and stop creditor calls.
We handle every detail of your bankruptcy petition, providing careful filing and clear explanations at each step in your case.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Alameda if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Credit card balances can be managed or wiped out through bankruptcy, helping you regain financial stability while keeping exempt assets protected.
We help end creditor calls and collection actions instantly with bankruptcy’s automatic stay protection.
We help you reduce or eliminate payments you can no longer afford, providing a clear path toward a fresh financial start.
We help you stop foreclosure or repossession, giving you time to catch up or restructure payments while keeping your home or car.
Lost your job or income? Bankruptcy offers relief and asset protection while you get back on your feet.
Bankruptcy can eliminate overwhelming medical bills, freeing you from debt while you focus on recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy helps by wiping out qualifying debts or setting up manageable payment plans while stopping collection actions.
Bankruptcy affects your credit at first, but many clients begin rebuilding shortly after discharge.
A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.
You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.
Most unsecured debts, including credit card and medical bills, may be wiped out in bankruptcy.
Yes, filing for bankruptcy triggers an automatic stay that immediately stops wage garnishments and most collection activities.