Bankruptcy Lawyers in Altadena, California
Affordable Altadena Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Affordable Altadena Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Altadena are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Consult with a skilled bankruptcy attorney who will analyze your finances, clarify your legal paths, and confirm if you qualify, offering straightforward, pressure-free guidance.
We develop a clear bankruptcy plan that helps protect your property, stop creditor actions, and identify which debts can be eliminated.
Get a strategic bankruptcy plan tailored to your unique situation, including advice on asset protection, dischargeable debts, and how to stop creditor harassment immediately.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Altadena if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Drowning in credit card bills? Bankruptcy helps clear or reduce these debts, giving you a fresh financial start.
We help you stop collection calls and lawsuits immediately through the automatic stay provided by bankruptcy protection.
Overwhelmed by monthly bills? Bankruptcy may help eliminate or reduce payments you’re struggling to afford.
Bankruptcy can halt foreclosure proceedings or car repossession, giving you time to catch up on payments.
We help clients facing income loss file for bankruptcy to protect assets and secure a financial restart.
Bankruptcy can help eliminate burdensome healthcare debts, allowing financial and personal healing.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy allows you to eliminate or manage debt while stopping collections and lawsuits immediately.
While your credit will be impacted initially, many clients begin rebuilding shortly after bankruptcy and see credit scores improve over time.
Chapter 7 generally takes 4–6 months, while Chapter 13 plans last 3–5 years depending on your case.
We offer flexible payment options and clear, upfront pricing. In many cases, payment plans can be arranged before filing.
Bankruptcy typically discharges credit card debt, medical bills, personal loans, and certain older tax debts while protecting exempt property.
Filing triggers an automatic stay, halting wage garnishments right away.