Bankruptcy Lawyers in Birmingham, Michigan
Stress-free Birmingham Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Stress-free Birmingham Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Birmingham are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.
Book a meeting with a bankruptcy lawyer to review your debts, discuss your legal solutions, and check your eligibility with clear, honest support.
We build a bankruptcy plan for your exact needs, giving you a roadmap to protect your property, eliminate debt, and stop collection actions.
We manage your bankruptcy paperwork and filing, protecting your interests while guiding you clearly through the process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across Michigan with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Birmingham if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in Michigan and are over 18 years old.
Facing overwhelming credit card debt? Bankruptcy may allow you to eliminate or restructure these debts while keeping protected assets.
Tired of constant debt collection calls? Bankruptcy protection stops harassment and collections immediately.
We help you reduce or eliminate payments you can no longer afford, providing a clear path toward a fresh financial start.
Facing foreclosure or vehicle repossession? Bankruptcy protection can help you keep your home or car.
We help clients facing sudden income loss or reduced earnings file for bankruptcy to protect what matters and rebuild stability.
Heavy medical debt can be wiped out through bankruptcy, giving you space to focus on recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
It either clears or reorganizes your debts and stops collection efforts, helping you start over financially.
Although bankruptcy lowers your credit at first, it often helps clients rebuild and strengthen their credit profiles in the long run.
A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.
We offer flexible payment options and clear, upfront pricing. In many cases, payment plans can be arranged before filing.
You can clear debts such as medical bills and credit cards while protecting exempt assets.
Yes, the automatic stay in bankruptcy immediately stops wage garnishments and most collections.