Bankruptcy Lawyers in Campbell, California

Proven Campbell Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Campbell? You’re Not Alone

Many individuals and families in Campbell are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in California

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Campbell, CA

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Talk with a dedicated bankruptcy professional to assess your financial challenges, explain your legal choices, and see if you qualify without any pressure.

STEP 2

We Build a Personalized Bankruptcy Strategy

We build a bankruptcy plan for your exact needs, giving you a roadmap to protect your property, eliminate debt, and stop collection actions.

STEP 3

We File Your Bankruptcy Petition Accurately

We develop a clear bankruptcy plan that helps protect your property, stop creditor actions, and identify which debts can be eliminated.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Campbell Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across California with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Campbell, CA?

You may qualify for bankruptcy in Campbell if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in California and are over 18 years old.

Most Common Debt Problems We Can Solve

Drowning in Credit Card Debt

Facing overwhelming credit card debt? Bankruptcy may allow you to eliminate or restructure these debts while keeping protected assets.

Aggressive Debt Collection

We help you stop collection calls and lawsuits immediately through the automatic stay provided by bankruptcy protection.

Stuck With High Monthly Bills

We help reduce payments you can’t afford through bankruptcy, guiding you toward a manageable financial path forward.

Foreclosure or Repossession

Bankruptcy can stop foreclosure or vehicle repossession, providing time to reorganize payments and protect your property.

Financial Stress After Job Loss

If you’ve lost income or your job, bankruptcy can protect your finances while giving you a path toward a stable future.

Medical Bills Overload

Let bankruptcy help clear your medical bills, freeing you from healthcare-related debt stress.

5-Star Reviews From Local Campbell Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Campbell, CA

Bankruptcy either eliminates or reorganizes debts and stops collections, helping you regain control of your finances.

Bankruptcy affects your credit at first, but many clients begin rebuilding shortly after discharge.

A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.

You don’t need to pay everything upfront, and we provide clear payment plan options.

Bankruptcy typically discharges medical bills, credit card debt, and certain older taxes.

Filing triggers an automatic stay, halting wage garnishments right away.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation