Bankruptcy Lawyers in Clovis, California
Top-Rated Clovis Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Top-Rated Clovis Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Clovis are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Connect with a bankruptcy attorney who will carefully assess your financial details, outline your available solutions, and confirm your eligibility without any pressure.
Get a strategic bankruptcy plan tailored to your unique situation, including advice on asset protection, dischargeable debts, and how to stop creditor harassment immediately.
We finalize your bankruptcy filing by preparing and submitting your petition accurately, protecting your rights while guiding you through every step of your Chapter 7 or Chapter 13 process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Clovis if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
We help discharge or restructure credit card debt through bankruptcy, allowing you to reset your finances while protecting exempt assets.
Stop creditor calls and collection harassment now with the protection provided by bankruptcy.
Bankruptcy helps lower or remove unmanageable payments, providing relief while setting you up for a stable financial future.
Filing for bankruptcy halts foreclosure or repossession, allowing you to catch up on payments or restructure your debts.
Lost your job or income? Bankruptcy offers relief and asset protection while you get back on your feet.
We help eliminate burdensome medical bills in bankruptcy, allowing you to focus on your recovery without financial stress.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
It either clears or reorganizes your debts and stops collection efforts, helping you start over financially.
While your credit will be impacted initially, many clients begin rebuilding shortly after bankruptcy and see credit scores improve over time.
A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.
We provide clear, affordable payment options so you can file without heavy upfront costs.
Bankruptcy typically discharges credit card debt, medical bills, personal loans, and certain older tax debts while protecting exempt property.
Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.