Bankruptcy Lawyers in Costa Mesa, California
Trusted Costa Mesa Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Trusted Costa Mesa Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Costa Mesa are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Book a meeting with a bankruptcy lawyer to review your debts, discuss your legal solutions, and check your eligibility with clear, honest support.
We craft a bankruptcy plan that fits your unique financial needs, guiding you on protecting assets, managing dischargeable debts, and stopping collection actions immediately.
Receive a personalized bankruptcy strategy built around your circumstances, helping you protect assets, understand which debts can be wiped out, and stop creditor calls.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Costa Mesa if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
We assist in discharging or reorganizing overwhelming credit card debts, giving you a clean slate while safeguarding key assets.
Filing for bankruptcy triggers legal protections that end collection harassment and lawsuits right away.
Bankruptcy helps lower or remove unmanageable payments, providing relief while setting you up for a stable financial future.
Filing for bankruptcy halts foreclosure or repossession, allowing you to catch up on payments or restructure your debts.
Lost your job or income? Bankruptcy offers relief and asset protection while you get back on your feet.
Bankruptcy can eliminate overwhelming medical bills, freeing you from debt while you focus on recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Filing for bankruptcy can discharge many unsecured debts and halt creditor actions, giving you a clean slate.
Bankruptcy affects your credit at first, but many clients begin rebuilding shortly after discharge.
Expect about 4–6 months for Chapter 7, while Chapter 13 payments typically continue for 3–5 years.
You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.
Bankruptcy can clear debts like credit cards, medical bills, personal loans, and certain older tax debts while protecting exempt assets.
Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.