Bankruptcy Lawyers in El Segundo, California

Affordable El Segundo Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in El Segundo? You’re Not Alone

Many individuals and families in El Segundo are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in California

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in El Segundo, CA

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Connect with a bankruptcy attorney who will carefully assess your financial details, outline your available solutions, and confirm your eligibility without any pressure.

STEP 2

We Build a Personalized Bankruptcy Strategy

We develop a clear bankruptcy plan that helps protect your property, stop creditor actions, and identify which debts can be eliminated.

STEP 3

We File Your Bankruptcy Petition Accurately

We prepare your bankruptcy filing meticulously, ensuring your documents are accurate while guiding you through the Chapter 7 or Chapter 13 process.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why El Segundo Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across California with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in El Segundo, CA?

You may qualify for bankruptcy in El Segundo if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in California and are over 18 years old.

Most Common Debt Problems We Can Solve

Unpayable Credit Card Bills

Drowning in credit card bills? Bankruptcy helps clear or reduce these debts, giving you a fresh financial start.

Aggressive Debt Collection

Bankruptcy can end harassing creditor calls and collection actions the moment you file.

Monthly Bills You Can’t Afford

Bankruptcy can lower or remove payments you can’t keep up with, giving you space to regain financial control.

Facing Foreclosure or Vehicle Repossession

Facing foreclosure or vehicle repossession? Bankruptcy protection can help you keep your home or car.

Loss of Income or Employment

We help clients facing income loss file for bankruptcy to protect assets and secure a financial restart.

Heavy Healthcare Debt

Bankruptcy can help eliminate burdensome healthcare debts, allowing financial and personal healing.

5-Star Reviews From Local El Segundo Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in El Segundo, CA

Filing for bankruptcy can discharge many unsecured debts and halt creditor actions, giving you a clean slate.

Bankruptcy will affect your credit temporarily, but most people start seeing positive changes once debts are cleared.

A typical Chapter 7 case takes about 4–6 months, while Chapter 13 repayment plans usually last 3–5 years, depending on your case details.

We offer clear pricing and flexible payment options, often allowing payment plans before filing.

Bankruptcy can eliminate debts like credit cards, personal loans, medical bills, and older tax debts.

Yes, bankruptcy protects your wages by stopping garnishments as soon as you file.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation