Bankruptcy Lawyers in Fremont, California

Affordable Fremont Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Fremont? You’re Not Alone

Many individuals and families in Fremont are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in California

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Fremont, CA

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Book a meeting with a bankruptcy lawyer to review your debts, discuss your legal solutions, and check your eligibility with clear, honest support.

STEP 2

We Build a Personalized Bankruptcy Strategy

We build a bankruptcy plan for your exact needs, giving you a roadmap to protect your property, eliminate debt, and stop collection actions.

STEP 3

We File Your Bankruptcy Petition Accurately

We handle every detail of your bankruptcy petition, providing careful filing and clear explanations at each step in your case.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Fremont Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across California with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Fremont, CA?

You may qualify for bankruptcy in Fremont if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in California and are over 18 years old.

Most Common Debt Problems We Can Solve

Credit Card Bills You Can’t Handle

We help discharge or restructure credit card debt through bankruptcy, allowing you to reset your finances while protecting exempt assets.

Nonstop Creditor Contact

We help end creditor calls and collection actions instantly with bankruptcy’s automatic stay protection.

Overdue Monthly Payment Struggles

Bankruptcy can lower or remove payments you can’t keep up with, giving you space to regain financial control.

Foreclosure and Repossession Threats

Filing for bankruptcy halts foreclosure or repossession, allowing you to catch up on payments or restructure your debts.

Lost Wages or Employment

We help clients facing income loss file for bankruptcy to protect assets and secure a financial restart.

Overwhelming Medical Bills

Free yourself from overwhelming medical bills by using bankruptcy to eliminate qualifying healthcare debt.

5-Star Reviews From Local Fremont Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Fremont, CA

Filing can discharge unsecured debts and stop collections, allowing you to regain financial control.

While there is an initial credit hit, many clients see credit improvements once debts are cleared.

A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.

Many clients use payment plans to manage fees before we file their bankruptcy case.

Bankruptcy can clear debts like credit cards, medical bills, personal loans, and certain older tax debts while protecting exempt assets.

Filing bankruptcy puts an immediate stop to wage garnishments and protects your income while your case is pending.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation