Bankruptcy Lawyers in Fullerton, California

Stress-free Fullerton Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Fullerton? You’re Not Alone

Many individuals and families in Fullerton are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in California

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Fullerton, CA

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Speak with an experienced bankruptcy attorney who will review your financial situation, explain your options, and confirm your eligibility—no pressure, just clear, honest guidance.

STEP 2

We Build a Personalized Bankruptcy Strategy

We craft a bankruptcy plan that fits your unique financial needs, guiding you on protecting assets, managing dischargeable debts, and stopping collection actions immediately.

STEP 3

We File Your Bankruptcy Petition Accurately

We prepare your bankruptcy filing meticulously, ensuring your documents are accurate while guiding you through the Chapter 7 or Chapter 13 process.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Fullerton Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across California with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Fullerton, CA?

You may qualify for bankruptcy in Fullerton if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in California and are over 18 years old.

Most Common Debt Problems We Can Solve

Overwhelming Credit Card Debt

We assist in discharging or reorganizing overwhelming credit card debts, giving you a clean slate while safeguarding key assets.

Harassing Collection Calls

Filing bankruptcy halts collections and creditor harassment, giving you peace of mind instantly.

Unmanageable Monthly Payments

Struggling to pay monthly debts? Bankruptcy can stop unaffordable payments, helping you breathe easier.

Facing Foreclosure or Vehicle Repossession

We help you stop foreclosure or repossession, giving you time to catch up or restructure payments while keeping your home or car.

Financial Stress After Job Loss

Lost your job or income? Bankruptcy offers relief and asset protection while you get back on your feet.

Crippling Medical Bills

We help discharge heavy medical debts through bankruptcy, reducing your financial burden so you can heal without added stress.

5-Star Reviews From Local Fullerton Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Fullerton, CA

Bankruptcy either eliminates or reorganizes debts and stops collections, helping you regain control of your finances.

Bankruptcy impacts your credit initially, but many clients begin rebuilding credit shortly after discharge, often improving their scores over time.

A typical Chapter 7 case takes about 4–6 months, while Chapter 13 repayment plans usually last 3–5 years, depending on your case details.

We offer clear pricing and flexible payment options, often allowing payment plans before filing.

Bankruptcy can eliminate debts like credit cards, personal loans, medical bills, and older tax debts.

Bankruptcy puts an immediate stop to garnishments and creditor actions.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation