Bankruptcy Lawyers in Holland, Michigan

Proven Holland Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Holland? You’re Not Alone

Many individuals and families in Holland are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Holland, MI

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Connect with a bankruptcy attorney who will carefully assess your financial details, outline your available solutions, and confirm your eligibility without any pressure.

STEP 2

We Build a Personalized Bankruptcy Strategy

Receive a personalized bankruptcy strategy built around your circumstances, helping you protect assets, understand which debts can be wiped out, and stop creditor calls.

STEP 3

We File Your Bankruptcy Petition Accurately

We complete your bankruptcy filing by preparing your petition, ensuring every detail is correct while helping you understand each step along the way.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Holland Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Holland, MI?

You may qualify for bankruptcy in Holland if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Unpayable Credit Card Bills

Credit card balances can be managed or wiped out through bankruptcy, helping you regain financial stability while keeping exempt assets protected.

Aggressive Debt Collection

Tired of constant debt collection calls? Bankruptcy protection stops harassment and collections immediately.

Struggling With Monthly Bills

Overwhelmed by monthly bills? Bankruptcy may help eliminate or reduce payments you’re struggling to afford.

Threat of Losing Your Home

Filing for bankruptcy halts foreclosure or repossession, allowing you to catch up on payments or restructure your debts.

Reduced Income Challenges

Lost your job or income? Bankruptcy offers relief and asset protection while you get back on your feet.

Crushing Healthcare Debt

We help eliminate burdensome medical bills in bankruptcy, allowing you to focus on your recovery without financial stress.

5-Star Reviews From Local Holland Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Holland, MI

It either clears or reorganizes your debts and stops collection efforts, helping you start over financially.

Bankruptcy impacts your credit initially, but many clients begin rebuilding credit shortly after discharge, often improving their scores over time.

A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.

Many clients use payment plans to manage fees before we file their bankruptcy case.

Most unsecured debts, including credit cards and medical bills, can be discharged in bankruptcy, depending on your case.

Yes, filing for bankruptcy immediately stops wage garnishments and most collection efforts through the automatic stay.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation