Bankruptcy Lawyers in Madera, California
Fast Madera Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Fast Madera Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Madera are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Speak with an experienced bankruptcy attorney who will review your financial situation, explain your options, and confirm your eligibility—no pressure, just clear, honest guidance.
Receive a structured bankruptcy plan that aligns with your circumstances, ending collection harassment and clarifying your path to financial relief.
We develop a clear bankruptcy plan that helps protect your property, stop creditor actions, and identify which debts can be eliminated.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Madera if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Heavy credit card debts can be cleared or reorganized in bankruptcy, providing relief while protecting exempt property.
We help you stop collection calls and lawsuits immediately through the automatic stay provided by bankruptcy protection.
Overwhelmed by monthly bills? Bankruptcy may help eliminate or reduce payments you’re struggling to afford.
We help you stop foreclosure or repossession, giving you time to catch up or restructure payments while keeping your home or car.
Bankruptcy can help you manage debts after a job loss or income cut, protecting your assets.
Bankruptcy can help eliminate burdensome healthcare debts, allowing financial and personal healing.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy wipes out or restructures debts while stopping creditor actions, giving you a fresh financial start.
Bankruptcy affects your credit at first, but many clients begin rebuilding shortly after discharge.
Expect about 4–6 months for Chapter 7, while Chapter 13 payments typically continue for 3–5 years.
We provide clear, upfront fees and flexible payment options to make filing bankruptcy easier for you.
Bankruptcy can eliminate debts like credit cards, personal loans, medical bills, and older tax debts.
Filing bankruptcy puts an immediate stop to wage garnishments and protects your income while your case is pending.