Bankruptcy Lawyers in Madison Heights, Michigan
Proven Madison Heights Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Proven Madison Heights Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Madison Heights are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.
Meet with a bankruptcy specialist who will evaluate your financial situation, present your options clearly, and help you determine your eligibility for relief.
We develop a clear bankruptcy plan that helps protect your property, stop creditor actions, and identify which debts can be eliminated.
We manage your bankruptcy paperwork and filing, protecting your interests while guiding you clearly through the process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across Michigan with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Madison Heights if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in Michigan and are over 18 years old.
Drowning in credit card bills? Bankruptcy helps clear or reduce these debts, giving you a fresh financial start.
Bankruptcy stops harassing collection calls and lawsuits immediately through the automatic stay.
Struggling to pay monthly debts? Bankruptcy can stop unaffordable payments, helping you breathe easier.
Stop foreclosure and repossession threats with bankruptcy protection while you reorganize your finances.
We help clients facing income loss file for bankruptcy to protect assets and secure a financial restart.
Heavy medical debt can be wiped out through bankruptcy, giving you space to focus on recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy wipes out or restructures debts while stopping creditor actions, giving you a fresh financial start.
While there is an initial credit hit, many clients see credit improvements once debts are cleared.
Chapter 7 generally takes 4–6 months, while Chapter 13 plans last 3–5 years depending on your case.
You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.
Debts like credit cards, medical bills, and some older tax obligations may be wiped out through bankruptcy while keeping protected assets safe.
Bankruptcy puts an immediate stop to garnishments and creditor actions.