Bankruptcy Lawyers in Napa, California
Get Napa Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Get Napa Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Napa are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Talk with a dedicated bankruptcy professional to assess your financial challenges, explain your legal choices, and see if you qualify without any pressure.
Get a clear, customized bankruptcy path to handle your debts, protect what matters, and end creditor harassment as you work toward a fresh start.
Get a strategic bankruptcy plan tailored to your unique situation, including advice on asset protection, dischargeable debts, and how to stop creditor harassment immediately.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Napa if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Bankruptcy can help you eliminate or restructure high credit card debts, protecting what’s important while allowing you to reset your finances.
Bankruptcy stops harassing collection calls and lawsuits immediately through the automatic stay.
We help you reduce or eliminate payments you can no longer afford, providing a clear path toward a fresh financial start.
Bankruptcy can stop foreclosure or vehicle repossession, providing time to reorganize payments and protect your property.
Facing income loss? Bankruptcy may help protect your property and give you a path to recovery.
We help discharge heavy medical debts through bankruptcy, reducing your financial burden so you can heal without added stress.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Filing can discharge unsecured debts and stop collections, allowing you to regain financial control.
Bankruptcy will affect your credit temporarily, but most people start seeing positive changes once debts are cleared.
A typical Chapter 7 case takes around 4–6 months, while Chapter 13 repayment plans generally last 3–5 years.
You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.
Bankruptcy typically discharges medical bills, credit card debt, and certain older taxes.
Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.