Bankruptcy Lawyers in Newport Beach, California
Stress-free Newport Beach Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Stress-free Newport Beach Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Newport Beach are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Connect with a bankruptcy attorney who will carefully assess your financial details, outline your available solutions, and confirm your eligibility without any pressure.
Receive a structured bankruptcy plan that aligns with your circumstances, ending collection harassment and clarifying your path to financial relief.
Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Newport Beach if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Heavy credit card debts can be cleared or reorganized in bankruptcy, providing relief while protecting exempt property.
Bankruptcy can end harassing creditor calls and collection actions the moment you file.
Bankruptcy can lower or remove payments you can’t keep up with, giving you space to regain financial control.
Filing for bankruptcy halts foreclosure or repossession, allowing you to catch up on payments or restructure your debts.
Bankruptcy can assist those with reduced income or job loss by stopping collections and protecting assets as you rebuild.
Bankruptcy can help eliminate burdensome healthcare debts, allowing financial and personal healing.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy helps by wiping out qualifying debts or setting up manageable payment plans while stopping collection actions.
Bankruptcy impacts your credit temporarily, but it also provides a path to rebuild financially.
Most Chapter 7 cases finish in around 4–6 months, while Chapter 13 plans can run 3–5 years.
We offer flexible payment options and clear, upfront pricing. In many cases, payment plans can be arranged before filing.
Most unsecured debts, including credit cards and medical bills, can be discharged in bankruptcy, depending on your case.
Bankruptcy puts an immediate stop to garnishments and creditor actions.