Bankruptcy Lawyers in Novato, California
Get Novato Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Get Novato Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Novato are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Speak with an experienced bankruptcy attorney who will review your financial situation, explain your options, and confirm your eligibility—no pressure, just clear, honest guidance.
Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.
We complete your bankruptcy filing by preparing your petition, ensuring every detail is correct while helping you understand each step along the way.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Novato if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Struggling with high credit card balances? We can help discharge or reorganize them through bankruptcy for a clean slate.
Filing bankruptcy halts collections and creditor harassment, giving you peace of mind instantly.
Struggling to pay monthly debts? Bankruptcy can stop unaffordable payments, helping you breathe easier.
Stop foreclosure and repossession threats with bankruptcy protection while you reorganize your finances.
If you’ve lost income or your job, bankruptcy can protect your finances while giving you a path toward a stable future.
Let bankruptcy help clear your medical bills, freeing you from healthcare-related debt stress.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
It either clears or reorganizes your debts and stops collection efforts, helping you start over financially.
Bankruptcy affects your credit at first, but many clients begin rebuilding shortly after discharge.
A typical Chapter 7 case takes around 4–6 months, while Chapter 13 repayment plans generally last 3–5 years.
Many clients use payment plans to manage fees before we file their bankruptcy case.
Most unsecured debts, including credit cards and medical bills, can be discharged in bankruptcy, depending on your case.
Yes, filing for bankruptcy immediately stops wage garnishments and most collection efforts through the automatic stay.