Bankruptcy Lawyers in Pacifica, California
Affordable Pacifica Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Affordable Pacifica Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Pacifica are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Meet with a bankruptcy specialist who will evaluate your financial situation, present your options clearly, and help you determine your eligibility for relief.
We craft a bankruptcy plan that fits your unique financial needs, guiding you on protecting assets, managing dischargeable debts, and stopping collection actions immediately.
Receive a structured bankruptcy plan that aligns with your circumstances, ending collection harassment and clarifying your path to financial relief.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Pacifica if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
We assist in discharging or reorganizing overwhelming credit card debts, giving you a clean slate while safeguarding key assets.
Bankruptcy can end harassing creditor calls and collection actions the moment you file.
If your monthly bills are unmanageable, bankruptcy can help restructure or discharge these obligations for relief.
Stop foreclosure and repossession threats with bankruptcy protection while you reorganize your finances.
We help clients facing sudden income loss or reduced earnings file for bankruptcy to protect what matters and rebuild stability.
Bankruptcy can eliminate overwhelming medical bills, freeing you from debt while you focus on recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy allows you to eliminate or manage debt while stopping collections and lawsuits immediately.
Bankruptcy affects your credit at first, but many clients begin rebuilding shortly after discharge.
Most Chapter 7 cases finish in 4–6 months, while Chapter 13 involves a repayment plan over three to five years.
You don’t need to pay everything upfront, and we provide clear payment plan options.
You can clear debts such as medical bills and credit cards while protecting exempt assets.
Yes, filing for bankruptcy triggers an automatic stay that immediately stops wage garnishments and most collection activities.