Bankruptcy Lawyers in Romulus, Michigan
Trusted Romulus Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Trusted Romulus Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Romulus are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.
Talk with a knowledgeable bankruptcy lawyer who will evaluate your finances, explain your legal options, and check your eligibility—no obligation, just straightforward advice.
Receive a structured bankruptcy plan that aligns with your circumstances, ending collection harassment and clarifying your path to financial relief.
We manage your bankruptcy paperwork and filing, protecting your interests while guiding you clearly through the process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across Michigan with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Romulus if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in Michigan and are over 18 years old.
Heavy credit card debts can be cleared or reorganized in bankruptcy, providing relief while protecting exempt property.
Filing bankruptcy halts collections and creditor harassment, giving you peace of mind instantly.
If your monthly bills are unmanageable, bankruptcy can help restructure or discharge these obligations for relief.
Bankruptcy provides immediate relief from foreclosure and repossession, helping protect your property.
If you’ve lost income or your job, bankruptcy can protect your finances while giving you a path toward a stable future.
Free yourself from overwhelming medical bills by using bankruptcy to eliminate qualifying healthcare debt.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy allows you to eliminate or manage debt while stopping collections and lawsuits immediately.
Bankruptcy impacts your credit initially, but many clients begin rebuilding credit shortly after discharge, often improving their scores over time.
Most Chapter 7 cases finish in 4–6 months, while Chapter 13 involves a repayment plan over three to five years.
You won’t need to pay everything upfront; we provide transparent costs and can arrange pre-filing payment plans.
You can clear debts such as medical bills and credit cards while protecting exempt assets.
Yes, filing for bankruptcy immediately stops wage garnishments and most collection efforts through the automatic stay.