Bankruptcy Lawyers in Roseville, Michigan

Get Roseville Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Roseville? You’re Not Alone

Many individuals and families in Roseville are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Roseville, MI

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Connect with a bankruptcy attorney who will carefully assess your financial details, outline your available solutions, and confirm your eligibility without any pressure.

STEP 2

We Build a Personalized Bankruptcy Strategy

We build a bankruptcy plan for your exact needs, giving you a roadmap to protect your property, eliminate debt, and stop collection actions.

STEP 3

We File Your Bankruptcy Petition Accurately

We prepare your bankruptcy filing meticulously, ensuring your documents are accurate while guiding you through the Chapter 7 or Chapter 13 process.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Roseville Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Roseville, MI?

You may qualify for bankruptcy in Roseville if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Unpayable Credit Card Bills

We help discharge or restructure credit card debt through bankruptcy, allowing you to reset your finances while protecting exempt assets.

Harassing Calls From Creditors

Stop creditor calls and collection harassment now with the protection provided by bankruptcy.

Unmanageable Monthly Payments

Struggling to pay monthly debts? Bankruptcy can stop unaffordable payments, helping you breathe easier.

Facing Home or Car Loss

Facing foreclosure or vehicle repossession? Bankruptcy protection can help you keep your home or car.

Sudden Income Drop or Job Loss

We help clients facing income loss file for bankruptcy to protect assets and secure a financial restart.

Medical Bills Overload

Bankruptcy can help eliminate burdensome healthcare debts, allowing financial and personal healing.

5-Star Reviews From Local Roseville Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Roseville, MI

It either clears or reorganizes your debts and stops collection efforts, helping you start over financially.

While your credit will be impacted initially, many clients begin rebuilding shortly after bankruptcy and see credit scores improve over time.

Chapter 7 generally takes 4–6 months, while Chapter 13 plans last 3–5 years depending on your case.

We offer flexible payment options and clear, upfront pricing. In many cases, payment plans can be arranged before filing.

Bankruptcy can clear debts like credit cards, medical bills, personal loans, and certain older tax debts while protecting exempt assets.

Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation