Bankruptcy Lawyers in San Bernardino, California
Top-Rated San Bernardino Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Top-Rated San Bernardino Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in San Bernardino are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Meet with a bankruptcy specialist who will evaluate your financial situation, present your options clearly, and help you determine your eligibility for relief.
We build a bankruptcy plan for your exact needs, giving you a roadmap to protect your property, eliminate debt, and stop collection actions.
Get a clear, customized bankruptcy path to handle your debts, protect what matters, and end creditor harassment as you work toward a fresh start.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in San Bernardino if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Facing overwhelming credit card debt? Bankruptcy may allow you to eliminate or restructure these debts while keeping protected assets.
Bankruptcy can end harassing creditor calls and collection actions the moment you file.
We help reduce payments you can’t afford through bankruptcy, guiding you toward a manageable financial path forward.
We help you stop foreclosure or repossession, giving you time to catch up or restructure payments while keeping your home or car.
Bankruptcy can help you manage debts after a job loss or income cut, protecting your assets.
Heavy medical debt can be wiped out through bankruptcy, giving you space to focus on recovery.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Filing for bankruptcy can discharge many unsecured debts and halt creditor actions, giving you a clean slate.
Bankruptcy impacts your credit initially, but many clients begin rebuilding credit shortly after discharge, often improving their scores over time.
Most Chapter 7 cases finish in 4–6 months, while Chapter 13 involves a repayment plan over three to five years.
We offer clear pricing and flexible payment options, often allowing payment plans before filing.
Debts like credit cards, medical bills, and some older tax obligations may be wiped out through bankruptcy while keeping protected assets safe.
Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.