Bankruptcy Lawyers in San Jose, California
Top-Rated San Jose Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Top-Rated San Jose Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in San Jose are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Connect with a bankruptcy attorney who will carefully assess your financial details, outline your available solutions, and confirm your eligibility without any pressure.
We build a bankruptcy plan for your exact needs, giving you a roadmap to protect your property, eliminate debt, and stop collection actions.
We complete your bankruptcy paperwork thoroughly, submitting your case and helping you through each stage with confidence.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in San Jose if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
We help discharge or restructure credit card debt through bankruptcy, allowing you to reset your finances while protecting exempt assets.
We help you stop collection calls and lawsuits immediately through the automatic stay provided by bankruptcy protection.
Bankruptcy can lower or remove payments you can’t keep up with, giving you space to regain financial control.
Facing foreclosure or vehicle repossession? Bankruptcy protection can help you keep your home or car.
Facing income loss? Bankruptcy may help protect your property and give you a path to recovery.
Bankruptcy can help eliminate burdensome healthcare debts, allowing financial and personal healing.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Filing can discharge unsecured debts and stop collections, allowing you to regain financial control.
Although bankruptcy lowers your credit at first, it often helps clients rebuild and strengthen their credit profiles in the long run.
A Chapter 7 bankruptcy usually takes a few months, while Chapter 13 repayment plans last 3–5 years.
You don’t need to pay everything upfront, and we provide clear payment plan options.
Most unsecured debts, including credit cards and medical bills, can be discharged in bankruptcy, depending on your case.
Yes, filing for bankruptcy triggers an automatic stay that immediately stops wage garnishments and most collection activities.