Bankruptcy Lawyers in Santa Clarita, California

Trusted Santa Clarita Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Santa Clarita? You’re Not Alone

Many individuals and families in Santa Clarita are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in California

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Santa Clarita, CA

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Talk with a knowledgeable bankruptcy lawyer who will evaluate your finances, explain your legal options, and check your eligibility—no obligation, just straightforward advice.

STEP 2

We Build a Personalized Bankruptcy Strategy

We develop a clear bankruptcy plan that helps protect your property, stop creditor actions, and identify which debts can be eliminated.

STEP 3

We File Your Bankruptcy Petition Accurately

We prepare and file your bankruptcy documents accurately, ensuring your rights are protected throughout your Chapter 7 or Chapter 13 journey.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Santa Clarita Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across California with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Santa Clarita, CA?

You may qualify for bankruptcy in Santa Clarita if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in California and are over 18 years old.

Most Common Debt Problems We Can Solve

Crushing Credit Card Balances

Drowning in credit card bills? Bankruptcy helps clear or reduce these debts, giving you a fresh financial start.

Nonstop Creditor Contact

Filing for bankruptcy triggers legal protections that end collection harassment and lawsuits right away.

Unaffordable Payment Obligations

We help you reduce or eliminate payments you can no longer afford, providing a clear path toward a fresh financial start.

Foreclosure and Repossession Threats

Bankruptcy provides immediate relief from foreclosure and repossession, helping protect your property.

Financial Stress After Job Loss

Bankruptcy can assist those with reduced income or job loss by stopping collections and protecting assets as you rebuild.

Medical Expenses You Can’t Pay

Heavy medical debt can be wiped out through bankruptcy, giving you space to focus on recovery.

5-Star Reviews From Local Santa Clarita Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Santa Clarita, CA

It either clears or reorganizes your debts and stops collection efforts, helping you start over financially.

Bankruptcy will affect your credit temporarily, but most people start seeing positive changes once debts are cleared.

Chapter 7 bankruptcies often wrap up within 4–6 months, while Chapter 13 plans span 3–5 years, depending on your case.

You don’t need to pay everything upfront, and we provide clear payment plan options.

Debts like credit cards, medical bills, and some older tax obligations may be wiped out through bankruptcy while keeping protected assets safe.

Yes, bankruptcy protects your wages by stopping garnishments as soon as you file.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation